Stewart Financial · Ashford
Mortgage advice with local knowledge.
Planning your first purchase, your next move or a remortgage? Speak with our Ashford advisers about the options that fit your circumstances.
Two experienced advisers. One local conversation.
Call the Ashford office: 01233 234875Here in Ashford
Advice that starts with listening.
Every property decision is personal. Richard Down and Richard Watts will take time to understand what you are planning, explain the routes available and help you through the next steps.
Whether you would prefer to talk in person, by phone or by email, you can contact either adviser directly.
Your Ashford advisers
People you can speak to.
Richard Watts and Richard Down are here to help with your plans in Ashford and the surrounding area.
Richard Watts CeMAP
Senior Mortgage & Protection Adviser
Richard has worked with Stewart Financial for more than 15 years. After starting his career in Gravesend, he made Ashford his base and built lasting relationships with clients across the area. He brings a wealth of experience to each conversation, taking time to understand people’s plans, explain their options clearly and guide them through the next steps.
Richard Down CeMAP
Senior Mortgage & Protection Adviser
Richard joined Stewart Financial in 2019 after beginning his working life in the antiques trade, where he developed an eye for detail and value. He brings that same careful approach to mortgage and protection advice: listening closely, looking at the full picture and helping clients find an arrangement that suits their circumstances and plans.
How we can help
A clear way forward.
We can talk through your plans and explain suitable next steps, whether you are buying, moving or reviewing an existing mortgage.
In your own time
Another way to get started.
You can contact your adviser directly using the details above. If you want to explore a figure first or cannot fit in a call, these tools give you a starting point.
What could you borrow?
Try our affordability calculator for an initial estimate based on your income, commitments and deposit. Your adviser can help you understand the options behind the figures.
Try our affordability calculator ↗No time for a call or appointment?
Allow around 10–15 minutes
If your schedule makes it difficult to speak to us, complete our online Fact Find in your own time. Tell us about your plans, income and commitments, then email us the completed PDF so we can start looking at your enquiry.
This is a detailed form. Your answers are saved on your device, so you can return later using the same device and browser.
Complete our Fact Find ↗Our town
Ashford has always been a place of connections.
The town’s story runs from medieval markets to the railway that helped shape modern Ashford. You can still see that history around the centre today.
A market town
Ashford was recorded in the Domesday Book in 1086. Its market town story began in 1243, with trading centred on Middle Row and the High Street.
St Mary’s at its heart
The parish church of St Mary the Virgin has stood in the town centre since the late 13th century. Its medieval tower remains one of Ashford’s most familiar landmarks.
Shaped by the railway
The railway reached Ashford in 1842, followed by the locomotive works in 1847. The railway company also built Newtown for its workers, leaving a lasting mark on the town.
Find us in Ashford
Local roots. Straightforward advice.
Our Cedar Parade office is here for conversations about your property plans across Ashford and the surrounding area. Speak to Richard Watts or Richard Down directly, or contact the office to arrange a time that suits you.
Stewart Financial Ashford
21 Cedar ParadeRepton Park Avenue, Repton Park
Ashford, Kent TN23 3TEGet directions in Google Maps ↗
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