The people behind the advice
Real people. Clear conversations.
Our advisers and progression team work with clients across Kent from our local offices. Find the person who can help with your plans or an application already under way.
A named team member, a local office and time to ask your questions.
Meet the team ↗Get to know us
The person you speak to matters.
Mortgage and protection decisions can involve unfamiliar terms and important deadlines. Our advisers take time to understand your circumstances and explain the choices. Our progression team helps keep applications moving and clients informed as plans take shape.
Whether you are exploring your options or already have an application under way, you can find a member of the team to contact below.
Your team
Who you can speak to.
Speak to an adviser about your plans, or contact the progression team about an application already under way.
Lee Lancaster CeMAP
Senior Mortgage Adviser
Lee has helped clients across Folkestone and the surrounding area with a wide range of mortgage needs, from straightforward purchases to more involved applications. He takes time to understand each person’s circumstances and explain the available routes in plain language.
Sam Hart CeMAP
Senior Mortgage & Protection Adviser
Sam has been part of Stewart Financial for many years, helping clients with mortgage and protection needs. Her calm, thoughtful approach gives people space to talk through their plans and understand their options, while her attention to detail helps keep applications moving.
Richard Watts CeMAP
Senior Mortgage & Protection Adviser
Richard has been with Stewart Financial for more than 15 years. He brings a measured, practical approach to each conversation, taking time to understand clients’ plans, explain their options clearly and stay close to the details as an application moves forward.
Richard Down CeMAP
Senior Mortgage & Protection Adviser
Richard joined Stewart Financial in 2019 after beginning his working life in the antiques trade, where he developed an eye for detail and value. He brings that same careful approach to mortgage and protection advice: listening closely, looking at the full picture and helping clients find an arrangement that suits their circumstances.
Chris Southby CeMAP
Mortgage & Protection Adviser
Chris began his career in estate agency, helping people through the practical side of buying and selling a home. He found that the finance behind a move interested him most and moved into mortgage advice. He listens to each client’s plans and explains the options in straightforward terms.
Charli Barton
Mortgage & Protection Progressor
Charli is part of our Mortgage and Protection Progression team. She helps keep the details organised as an application moves forward, follows up on updates and helps clients understand what happens next. Her focus is on clear communication and practical support throughout the process.
Theresa Hawkins
Mortgage & Protection Progressor
Theresa is part of our progression team in Ashford. She has helped many clients through their mortgage applications and house moves over the years. Her calm, friendly approach and positive outlook help keep people informed and cases moving, including when a transaction becomes more involved.
Beyond the first conversation
Support as your plans move forward.
Good advice is only the start. Our wider team helps with the details that follow, from documents and lender questions to keeping you informed as an application progresses.
If you already have an adviser, you can contact them using the details above. If you are new to Stewart Financial, start with the office nearest to you.
Find us in Kent
Five local offices.
Choose an office to see its location, local adviser and contact details.
Not sure whom to contact?
Send us a note about what you are planning and we will direct you to the right person.